Composition of the DPS Fund
The DPS is built up from two main sources:
annual contributions paid to the HKDPB by Scheme members; and
returns generated by the DPS Fund’s investments.
The amount of deposits under DPS protection reported by Scheme members, together with the supervisory rating of each Scheme member as assigned by the Monetary Authority, serves as the basis for determining Scheme members’ contributions for the coming year.
DPS Fund’s investment policy
The Board adopts a prudent approach in managing the investment of the DPS Fund. Investments are made in strict compliance with the DPSO and the DPS Fund’s investment-related policies. The policies set out clear guidelines on risk assessment and control measures, and the segregation of duties required for investment activities.
